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  2. eric   •  

    Knowing when something will work and when it will not is KEY to your progress.

  3. eric   •  

    I was told I would need to liquidate my IRA with Principal and then invest the money with Schwab. I thought liquidating an IRA into cash and then putting it in another IRA would incur a tax or other penalty, if it doesn't, then I don't mind. There are a couple of different possible scenarios here, so just to make sure there's no confusion: If you simply sell the funds within your IRA (but the cash still sits in your IRA) and then transfer that IRA directly to another broker, there are no taxes or penalties. You have to be very particular that this is properly registered/reported, and not to keep a single Pennie to your pocket, as THEN IRA will nab you.

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